News, ideas and opportunities to make money online
The perfect combination of rising home values and low interest rates is here. Conditions are ripe for refinancing a mortgage. Rates now average close to 3.5 percent nationwide. A household can cut its mortgage payment $60 per month, per $100,000 in loan balance, with just a one percent reduction in interest rate. Thirty-year mortgage rates have fallen by more than 50 basis points (0.50%) since the … [Read more...]
Building good credit is a years-long process, while destroying credit only takes a few bad decisions. With this in mind, it’s important for new credit users to avoid the many mistakes which lead to bad credit scores. Too often it seems inexperienced credit cardholders underestimate the ease through which bad credit can be acquired. For these folks – the young ones especially – we … [Read more...]
Going to college can be stressful in so many ways. If you are just getting out of high school, you are being pushed into the real world on your own. Your responsibilities just increased ten-fold. You now have to get yourself to class everyday, do your homework, study for tests, and maybe even work. As if that is not enough, you also have to worry about how you are going to pay for college. If you … [Read more...]
