What To Do With 1 Million Dollars (Invest it? Pay off your house?…)

When people think about financial freedom, having a million dollars typically pops up. But, what can 1 million offer you? Is it enough? And, how are you supposed to know what to do with 1 million dollars? Here’s what you need to know about having a million dollars, and how you can spend it. What can you buy with 1 million dollars? What can be done with 1 million dollars? Let’s start … [Read more...]

Section 321: What It Is And How To Capitalize on It!

According to some business owners, there is almost nothing worse than being forced to spend money on getting overseas goods across the US border and into the country. This got noticeably worse in 2016. President Trump introduced a number of import tariffs that made it exceedingly more expensive to import products from China. These increased costs obviously made it much harder for US businesses to … [Read more...]

What Does a CFA Do? (And If It’s Worth The Career Switch!)

The financial industry offers many opportunities for interesting, challenging, and financially rewarding careers. One popular career option is becoming a Chartered Financial Analyst. The CFA role is considered one of the most important and the chartered financial analyst salary reflects that. But what does a CFA do? And would the career be worth it for you? Before pursuing a new degree or … [Read more...]

How To Ship Your Car (Without The Hassle!)

Most people don’t think about shipping their vehicles when they move across states or countries. Some may find it easier or think it’s more convenient to drive them to their new destination. However, that isn’t always the case. Moving out of the country, or traveling to states like Hawaii and Alaska may mean that you need to know how to ship your car. Or maybe, you want to save … [Read more...]

Second Income Ideas For Quick Cash — In Just A Few Hours A Week!

Let’s face it – we all have hours that we waste each week! Sure, we all need time to relax and enjoy ourselves. But, if you’re looking for second income ideas for quick cash, the ideas on this list can help! When we think about side hustles or making extra income, we tend to assume that these side hustles or jobs take up a lot of time. But, full-time jobs, children, chores, and trying … [Read more...]

10 Easy Passive Income Ideas For 2021

You don’t always have to exchange time for money. In fact, there are many easy passive income ideas that will bring in money, and all you have to do is invest a little time (or money) upfront. And, many of these ideas can bring in money for you for years to come. Below are 12 easy passive income ideas that you can try now. Easy Passive Income Ideas These easy passive income ideas utilize … [Read more...]

Should You File Partial Unemployment?

We can’t always control how much we work. Recently, many people have been furloughed, released from work, or have had their hours reduced significantly. Because of that, many people have found themselves wanting to work, but not getting as many hours as they’d like. If you’re in this position, you may be able to file partial unemployment. But should you? Do You Qualify For … [Read more...]

Average Net Worth By 30: How Do You Compare?

In 2020, more people than ever before contributed to their retirement and saw their net worth grow. And, even more people, including those under the age of 35, found themselves investing for the very first time. But, what is supposed to be the average net worth by 30? This post contains affiliate links. Average Net Worth By 30 The average net worth is a little over $600,000. However, the average … [Read more...]

What is Identity Theft Really? Things You Should Know…

You may be surprised to know that identity theft happened to 1,387,615 Americans in 2020 alone. And if that didn’t scare you, that number is only growing year to year. But what is identity theft really? And how does it really affect us in our day to day lives? Let’s talk about it. What Is Identity Theft? First, let’s talk about what identity theft is. Identity theft happens when … [Read more...]

AAA Benefits: Is the AAA Membership Worth It?

Have you ever broken down on the side of the road? Or maybe you got into a fender bender and needed a tow to your favorite mechanic. No matter what, it’s nice to be prepared for these types of situations, and that’s where companies like AAA come in. But are the AAA benefits and membership worth it? AAA Benefits: What’s Included In Your Membership? First, let’s talk about … [Read more...]

How To Escape Living Paycheck to Paycheck This Year

Statistics show that almost half of America isn’t prepared for a $1,000 emergency. In fact, only about 4 in 10 Americans could cover it with the money they have saved. And, many Americans, even those who “seem” to be doing well, are living paycheck to paycheck. So the question is, how do you escape the paycheck to paycheck cycle? Especially if you can’t depend on family, … [Read more...]

44 Side Jobs For Moms

There is nothing wrong with being a stay at home mom. However, some stay at home moms may want to find ways to contribute financially for their families, and that’s okay too. Here are some of the best side jobs for moms, plus how much they pay! The Best Side Jobs For Moms There are so many different side jobs for moms that you can try. Here are 44 different ways to earn money while being … [Read more...]

Top 12 Best Finance Documentaries Out There

I don’t know about you, but I love a good documentary. In fact, documentaries are a part of the research that I do on a regular basis. I love learning about new things, from our environment to animals to economies across the world. If you’re like me, you’ll love this list of the best finance documentaries right now. Some of these revolve around poverty, and others around … [Read more...]

Salary vs Hourly – Which is Best?

Okay, let’s settle this salary vs hourly debate once and for all. Which option is best, and which should you ask for when accepting a job offer? Let’s talk about it. Salary vs Hourly: Which Is Best? First, let’s go through the pros and cons of both salary and hourly work. There are pros and cons to both, so it’s important to give them a proper side by side comparison. … [Read more...]

20 Purchases That Will Make Life Easier

As a huge personal finance lover, I’ve learned to save my money and not buy a lot of stuff over the years. Not only has this saved me thousands of dollars, but I’m also happier without all the clutter. However, there are a few things that have been able to make life easier for me, and I wanted to share them with you. These tools, gadgets, and purchases aren’t wasteful or … [Read more...]

10 Ways to Actually Stick to a Budget

When you’re trying to stick to a budget, it can be hard, especially if you’re not used to having one. But, if you truly want to reach your money goals, having a budget is super important. Here’s how to actually stick to your budget, without feeling like you’re sacrificing your lifestyle. 1) Make It Realistic Let’s be honest, a bare-bones budget is not realistic … [Read more...]

How To Get A Raise (Even During A Pandemic)

Many Americans are overworked and underpaid. And while this isn’t a fact for everyone, statistics show that median wages have fallen and are in a steady decline. With that in mind, it doesn’t have to be that way. Especially if you’re able to negotiate a better pay raise. But, how to get a raise during a pandemic? Let’s talk about it. Be Graceful First things first, always … [Read more...]

What is Recourse Debt?

Let’s talk about debt. Specifically, let’s talk about recourse debt. What is it? And why do you need to know about it? If you aren’t sure what it is, keep reading! What Is Recourse Debt? Recourse debt is one of two different types of debt. When you have recourse debt, you’re liable for a loan payment – in full. And if you don’t pay, the lender you borrowed from … [Read more...]

How Much Does It Pay to Sell Plasma?

These days, almost everyone has a side hustle. But, how would you like to have a side hustle that gets you paid and also makes a difference? If you’re nodding your head, you may want to start donating plasma. How much does it pay to sell plasma? You might be pleasantly surprised. Let’s talk about it. How Much Does It Pay To Sell Plasma? Before we get into how much you can make donating … [Read more...]

What Is Non-Recourse Debt?

Curious about what non-recourse debt is, and if it can help or hurt you financially? Let’s talk about it and how it works for the average borrower. What Is Non-Recourse Debt? Unlike recourse debt (the debt that’s not tied to, or secured by, physical assets), non-recourse debt is all about your collateral. In other words, non-recourse loans are only limited to the assets that you have … [Read more...]

How to Get Paid For Recycling

If you ever participated in Earth Day at school, you know that reduce, reuse, and recycle are important. But did you know you can make money from recycling? Here’s how to get paid for recycling things that many people don’t even think about. How To Get Paid For Recycling Let’s talk about the 8 ways you can get paid for recycling things you already have just laying around. 1) … [Read more...]

Inheritance Tax: What It Is And What You Need To Know!

As sad as it is, there always comes a time where a family member passes away. And what if this person left you some assets? You may be wondering what happens before they’re passed into your hands. Here’s everything you need to learn about inheritance tax, including what it is and if it will ever apply to you. What Is Inheritance Tax? So first, let’s talk about what this tax is … [Read more...]

How to Finally Cut the Cord on Your Cable TV

Do you really need cable these days? Between streaming services, news, and sports going online, and the increase in cable costs, there really isn’t much of a need to spend $100+ on cable every single month. So what can you do if you’re ready to cut the cord? Here’s how to ditch cable, save money, and still watch your favorites shows, movies, and more. Use A Streaming Service … [Read more...]