How fintechs are upending the mortgage space and creating opportunities for retail banks

BI IntelligenceThis is a preview of a research report from Business Insider Intelligence, Business Insider's premium research service. To learn more about Business Insider Intelligence, click here. Mortgages are valuable for retail banks, but they're also complex products. In the UK alone, mortgages account for almost 60% of retail banks' profits. But mortgage lending can be a complicated process … [Read more...]

How fintechs are upending the mortgage space and creating opportunities for retail banks

BI IntelligenceThis is a preview of a research report from Business Insider Intelligence, Business Insider's premium research service. To learn more about Business Insider Intelligence, click here. Mortgages are valuable for retail banks, but they're also complex products. In the UK alone, mortgages account for almost 60% of retail banks' profits. But mortgage lending can be a complicated process … [Read more...]

How fintechs are upending the mortgage space and creating opportunities for retail banks

BI IntelligenceThis is a preview of a research report from Business Insider Intelligence, Business Insider's premium research service. To learn more about Business Insider Intelligence, click here. Mortgages are valuable for retail banks, but they're also complex products. In the UK alone, mortgages account for almost 60% of retail banks' profits. But mortgage lending can be a complicated process … [Read more...]

70+ Budget Categories To Consider for your Budget

In order to have an effective budget, you’re going to need some basic personal budget categories to start. Determining the budget category to use isn’t always easy, especially if you’ve never made a budget before. Start your budget off right . . . here are some of the best budgeting categories to set you off on the right foot. Making Your First Budget The budgeting categories … [Read more...]

How digital is upending payments worldwide and what it says about the future

BIIThis is a preview of a research report from Business Insider Intelligence, Business Insider's premium research service. To learn more about Business Insider Intelligence, click here. European and North American countries with advanced economies often serve as bellwethers for the payments industry when it comes to introducing new and disruptive technologies. However, some of the greatest … [Read more...]

How to Calculate Your Net Worth & Why You Should

Did you know that we have a Biblical responsibility to keep track our finances? Proverbs 27:23 says that we should “Know well the condition of your flocks, and give attention to your herds,” You see, thousands of years ago, wealth was measured differently than it is today. They obviously didn’t have paper money, but it wasn’t just silver and gold that functioned as the … [Read more...]

Media companies are launching streaming services to survive — here’s how they can thrive

Consumers having been “cutting the cord” for years now and there’s little reason to believe that this phenomenon will slow down any time soon. Article by Feedburner. Read entire story here. … [Read more...]

Biggest Bubbles in Economic History

SOURCE: ETX Capital Article by Start Investing Money. Read entire story here. … [Read more...]

10 Ways Bloggers Make Money

It wasn’t all that long ago when bloggers were perceived as geeky people who had nothing to do with their weekend but write down their thoughts. Then something crazy happened. Bloggers started making money, lots of money! Not only are bloggers making a lot of money these days, but some are even celebrities in their own right. All of this has meant that more and more people are wondering if they … [Read more...]

5 Student Loan Forgiveness Programs for Nurses, Teachers, Military, and Others

Lately, I have been talking to a lot of folks who are heavily burdened by their student loan debts – some of whom have over $100,000 in student loan debt. And while I believe, according to scripture, we are to pay back our debts, if they are forgiven by the lender then we are off the hook. So all this led me to do some digging about some of the little-known student loan forgiveness programs out … [Read more...]

Here’s how fintech is taking over the world — and what’s coming next

Over the past five years, fintech has established itself as a fundamental part of the global financial services ecosystem. Here's how we expect it to grow going forward. Article by Feedburner. Read entire story here. … [Read more...]

Three Things to Know about Divorce and Debt

Getting a divorce is hard enough, getting divorced when you are in debt can be positively devastating. Finances are a major point of contention for divorcing couples, most of them end up contacting the National Futures Association, a US regulatory agency, banned FXCM from membership after a divorce. Naturally, when debt is included in the picture, things can get messier than usual. It should be … [Read more...]

UK Robo-advisors Who Offer a Junior ISA

While most UK robo-advisors now offer an adult Stocks and Shares ISA as a tax-efficient alternative to their General Investment accounts, many still do not offer a Junior ISA product. In fact, if we look at 4 of the most recognisable robo-advisors in the UK in Nutmeg, Moneyfarm, Scalable Capital and Wealthsimple, only one of them offer a Junior ISA product, but which one is it? Which UK … [Read more...]

10 Free Household Budget Spreadsheets for 2018

A reader recently asked me if I knew of any good and free budgeting spreadsheets. Personally, I love Excel and get a kick out of building spreadsheets, but I know not everyone is as interested in that as I am. But whether you like to create spreadsheets or just like to use them, we have a lot of good options for you! Each one of the sheets below are free and are designed to be used with Excel, but … [Read more...]

Pro-Trump commentator Scottie Nell Hughes will anchor her own show on Russian state TV

Scottie Nell Hughes, a pro-Trump political commentator who appeared prominently for years on CNN and Fox News, signed a multi-year contract to anchor a weeknight show on the Russian state television network RT America. Article by Feedburner. Read entire story here. … [Read more...]

Apple is investing in Solar Energy!

This Post was Originally published at Apple is investing in Solar Energy! on Start Investing Money Tim Cook: New solar farm will be Apple’s ‘biggest and boldest project ever’ – ZDNet ReutersTim Cook: New solar farm will be Apple’s ‘biggest and boldest project ever’ZDNetCook touted this solar farm would be able to produce enough power for almost 60,000 … [Read more...]

TopCashBack Review

TopCashBack is described as the UK’s highest paying Cashback site, so it definitely seems worth taking a look at it to see what it is all about. The site states that it already has a whopping 4 million members and is growing all the time. So how does it work and in what way could it benefit you? Find out in this TopCashBack Review. The Basics The way that TopCashBack works is that they pass … [Read more...]

Top Tips for Saving Money During a Divorce

Divorce is one of the most stressful things that people can go through during their life. Apart from the emotional and mental toll that a divorce can take, splitting up a marriage can also have a big impact on a person’s finances. From hiring a lawyer, to paying for court costs, relocation expenses, a house sale, and more, there are many different yet unavoidable ways in which a relationship split … [Read more...]

4 Tips to Save Your Family Money This Summer

For our family, summer promises fun, a break, a vacation, and relaxation. We can plant flowers, grow gardens, spend time at our local farmer’s market, and travel. But summer can be expensive for families who try to “do it all.” Along with some planned activities, unexpected summer fun can pop up out of nowhere – and so can the expenses! Here’s how you can manage the finances of your … [Read more...]

15 baby toys that you can make for free

Who said babies have to be expensive? I am due in a few weeks with baby #3 and let me tell you that I have learned that you don’t need most of the baby stuff that stores try to sell.  Especially when it comes to toys. Babies tend to want to play with everything and anything and it doesn’t matter if it is a $50 toy or one that you make for free.  I love these simple DIY baby toys from … [Read more...]

Subsidized vs. Unsubsidized Student Loans

As educational costs continue to rise, many students find themselves borrowing money using student loans in order to come up with the cash they need to pay for expenses. These loans can be used to pay for college tuition, room and board, fees, books, and other necessary items. When borrowing money for college, students have two different types of federal student loans that they can access: … [Read more...]

Which Winnie-the-Pooh Character Are You?

One reason the Winnie-the-Pooh characters created by A. A. Milne have lasted for decades is the uniqueness of their personalities. Most of us know real life Tiggers, Eeyores and Poohs. In fact, most of us can see some of these three in our own lives. I don’t claim to know exactly how these three would manage their money, but this article is a fun exercise in speculation. Because I believe … [Read more...]

10 Frugal Landscaping Ideas to make Your Yard Amazing

So, I’m starting to research frugal landscaping ideas to make my yard amazing this Spring. Bloggers have so many fab ideas! There are so many back yard projects, curb appeal DIYs that it’s hard to narrow down what will not only look best for my home, but also won’t hurt my wallet too much! I would like to share with you some of these creative and inexpensive landscaping ideas … [Read more...]

Financial – and Life – Lessons from 40 Years of Marriage

As I bask in the celebration of our recent 40th wedding anniversary, complete with surprise readings from each child, child-in-law and grandchild, I can see some great personal finance applications of the principles Jan and I used raising our four children. My quandary is that in order to share the financial lessons, I am obligated to share what our kids had to say in their readings. I therefore … [Read more...]