22 of the Best Credit Cards for 18 Year Olds in 2022

Whether you want to build credit, are seeking financial independence, or just like the convenience of paying with plastic, there are dozens of credit cards for 18-year-olds. If you’re just starting, take a look at our quick-start credit card guide for the basics. This article will show you: More than 20 of the best credit cards for 18-year-olds Tips on getting the most out of each card How to get … [Read more...]

Using A 401k Loan To Pay Off Credit Cards (Hint: Don’t Do It!)

If you have quite a bit of high-interest debt, you may be looking into ways to pay it off faster. But if you’re considering using a 401k loan to pay off credit cards, you should know a few things first (plus why we don’t recommend you do it!). Related: FREE Credit Card Payoff Spreadsheet (Get Out of Debt in 2022!!) Can I take a loan out of my 401k to pay off my credit card debt? … [Read more...]

How Good Is A 700 Credit Score? (Spoiler: Pretty Good!)

How good is a 700 credit score, and should you try to raise it? Well, you may be surprised to know that it’s actually a good score, and it can be beneficial to you in the long term! Here’s what you need to know. Is 700 a fair credit score? FICO scores range from 300 to 850, with 700 being in the “good” category. So it’s safe to say that a 700 credit score is fair. In … [Read more...]

What To Do After Paying Off Credit Cards (4 Steps To Take!)

Once you’ve paid off consumer debt — like credit cards — you may be wondering “What’s next?”. If you’re working to pay off debt, and you’re trying to figure out what to do after paying off credit cards, here’s everything you need to know! Related: FREE Credit Card Payoff Spreadsheet (Get Out of Debt in 2022!) How many credit cards is too much? … [Read more...]

How Long Does It Take To Get A 700 Credit Score From 0? (Hint: Less Than A Year!)

Are you new to the world of credit and trying to build your score? If so, you may have heard that a 700 score is usually the minimum score you need in order to have “good” credit. But how long does it take to get a 700 credit score from 0? You may be surprised to know that it doesn’t take long at all, and in fact, most people can reach a 700 credit score within a year! … [Read more...]

Will Paying Off My Credit Card Improve My Credit Score?

If you’ve ever googled “Will paying off my credit card improve my credit score?”, there’s no need to keep searching for the answers. We have a full breakdown of how paying off your credit card can improve your score, why your score may drop at first, and more. Let’s talk about it! Does paying off my credit card improve my credit score? Getting right to the meat and … [Read more...]

The Best Rewards Credit Cards in 2021

In the finance world, credit card usage can get somewhat mixed reviews. Some people, like Dave Ramsey, insist that you should never use a credit card for any reason whatsoever. Others, like myself, enjoy the cash-back rewards from credit card purchases I would be making anyway. If you’re someone who likes earning rewards from your credit card, here are my recommendations of the best rewards credit … [Read more...]

Get 20% Off Uber with Capital One

{}Uber just got a lot cheaper — 20% cheaper — for Capital One Quicksilver or QuicksilverOne cardholders. Now through next April, cardholders will get 20% back on all Uber rides, on top of the 1.5% cash back they already earn with their card. There is no need to sign up! Just pay with your... Article by Wise Bread. Read entire story here. … [Read more...]