Lately, I have been talking to a lot of folks who are heavily burdened by their student loan debts – some of whom have over $100,000 in student loan debt. And while I believe, according to scripture, we are to pay back our debts, if they are forgiven by the lender then we are off the hook. So all this led me to do some digging about some of the little-known student loan forgiveness programs out … [Read more...]
5 Student Loan Forgiveness Programs for Nurses, Teachers, Military, and Others
15 baby toys that you can make for free
Who said babies have to be expensive? I am due in a few weeks with baby #3 and let me tell you that I have learned that you don’t need most of the baby stuff that stores try to sell. Especially when it comes to toys. Babies tend to want to play with everything and anything and it doesn’t matter if it is a $50 toy or one that you make for free. I love these simple DIY baby toys from … [Read more...]
4 Tips to Save Your Family Money This Summer
For our family, summer promises fun, a break, a vacation, and relaxation. We can plant flowers, grow gardens, spend time at our local farmer’s market, and travel. But summer can be expensive for families who try to “do it all.” Along with some planned activities, unexpected summer fun can pop up out of nowhere – and so can the expenses! Here’s how you can manage the finances of your … [Read more...]
Subsidized vs. Unsubsidized Student Loans
As educational costs continue to rise, many students find themselves borrowing money using student loans in order to come up with the cash they need to pay for expenses. These loans can be used to pay for college tuition, room and board, fees, books, and other necessary items. When borrowing money for college, students have two different types of federal student loans that they can access: … [Read more...]
Which Winnie-the-Pooh Character Are You?
One reason the Winnie-the-Pooh characters created by A. A. Milne have lasted for decades is the uniqueness of their personalities. Most of us know real life Tiggers, Eeyores and Poohs. In fact, most of us can see some of these three in our own lives. I don’t claim to know exactly how these three would manage their money, but this article is a fun exercise in speculation. Because I believe … [Read more...]
10 Frugal Landscaping Ideas to make Your Yard Amazing
So, I’m starting to research frugal landscaping ideas to make my yard amazing this Spring. Bloggers have so many fab ideas! There are so many back yard projects, curb appeal DIYs that it’s hard to narrow down what will not only look best for my home, but also won’t hurt my wallet too much! I would like to share with you some of these creative and inexpensive landscaping ideas … [Read more...]
Financial – and Life – Lessons from 40 Years of Marriage
As I bask in the celebration of our recent 40th wedding anniversary, complete with surprise readings from each child, child-in-law and grandchild, I can see some great personal finance applications of the principles Jan and I used raising our four children. My quandary is that in order to share the financial lessons, I am obligated to share what our kids had to say in their readings. I therefore … [Read more...]
What’s Your Financial Personality?
Ever notice how finances can affect you emotionally? I’ve known people who hate the idea of spending their money altogether and some people who don’t know how to make a budget at all. What if there was a scale that you could use to classify your financial personality? Yes, I can see it now. Instead of making up a boring answer when your financial planner asks how things are going, you can … [Read more...]
The Ultimate Bundle: Over 75 books worth $1,000+ for just $29
I am excited to be partnering on the Ultimate Homemaking Bundle for the next few days. It really is an amazing collection of eBooks, courses, printables, and a lot more that you can pick up for $29. There are so many great books from Best-Selling authors, bloggers with millions of followers, and true experts in a variety of topics. Click here to see all the books/courses/printables included! The … [Read more...]
15 Kitchen Tips & Tricks that would Make MacGyver Proud
MacGyver. Remember him? If you watched television in the later 80’s and into the early 90’s, you’ll know exactly who I am speaking of. He always had some trick up his sleeve and a way to solve nearly everything problem and he knew how to get out of every situation. Even life or death situations. He just always had THE solution. My kitchen can be a battle ground some days, but … [Read more...]
Why We Should Give in Secret
Giving is giving, right? Not if you’re a Christian. There are ways to give – and God wants us to give – and there are ways we shouldn’t give. One way we shouldn’t is giving publicly. As Christians, we’re told to give in secret. Our mission in life is to glorify God in all that we do – when we give in public that may not be exactly what’s happening. It could be our secular selves rising to … [Read more...]