20 Purchases That Will Make Life Easier

As a huge personal finance lover, I’ve learned to save my money and not buy a lot of stuff over the years. Not only has this saved me thousands of dollars, but I’m also happier without all the clutter. However, there are a few things that have been able to make life easier for me, and I wanted to share them with you. These tools, gadgets, and purchases aren’t wasteful or … [Read more...]

10 Ways to Actually Stick to a Budget

When you’re trying to stick to a budget, it can be hard, especially if you’re not used to having one. But, if you truly want to reach your money goals, having a budget is super important. Here’s how to actually stick to your budget, without feeling like you’re sacrificing your lifestyle. 1) Make It Realistic Let’s be honest, a bare-bones budget is not realistic … [Read more...]

Inheritance Tax: What It Is And What You Need To Know!

As sad as it is, there always comes a time where a family member passes away. And what if this person left you some assets? You may be wondering what happens before they’re passed into your hands. Here’s everything you need to learn about inheritance tax, including what it is and if it will ever apply to you. What Is Inheritance Tax? So first, let’s talk about what this tax is … [Read more...]

The Best Rewards Credit Cards in 2021

In the finance world, credit card usage can get somewhat mixed reviews. Some people, like Dave Ramsey, insist that you should never use a credit card for any reason whatsoever. Others, like myself, enjoy the cash-back rewards from credit card purchases I would be making anyway. If you’re someone who likes earning rewards from your credit card, here are my recommendations of the best rewards credit … [Read more...]

I Died Yesterday… A Message to My Family

“I died yesterday” — No, this isn’t a mysterious message from the crypt and this post won’t make it onto Ripley’s Believe It or Not. I’m still very much alive and I hopefully have 60 years of solid living ahead of me. But, this is something that I believe each and every one of us should play out in our minds. What if you died yesterday? What does today … [Read more...]

How to Finally Cut the Cord on Your Cable TV

Do you really need cable these days? Between streaming services, news, and sports going online, and the increase in cable costs, there really isn’t much of a need to spend $100+ on cable every single month. So what can you do if you’re ready to cut the cord? Here’s how to ditch cable, save money, and still watch your favorites shows, movies, and more. Use A Streaming Service … [Read more...]

How To Survive Unemployment (When You Weren’t Prepared)

Sometimes, bad things happen when we least expect them. And if you’re on a financial journey, losing your job can feel like a major strain. But there are ways to manage, even if you’re worried and even if you don’t think you can make it work. Here’s how to survive unemployment, even if you weren’t prepared. 1) Apply For Unemployment Your first step in how to survive … [Read more...]

6 Things Self Employed People Shouldn’t Forget Today!

For Self Employed people, January 31st is a very important date in the calendar. As we live such busy lives, though, it can be easy to forget some important things at times. With this in mind, here are 6 VERY important things you shouldn’t forget to do today if you are self employed. Submit Your Tax Return First on the list if you haven’t done so already is to submit your tax return to … [Read more...]

Cheap vs. Frugal and How Not To Be A Cheapskate

Sometimes, people consider themselves frugal, when in reality they’re just cheap. If you’ve watched shows like Extreme Cheapskates or Extreme Couponers, you know the ones I’m talking about — they’ll go on and on about how they like to save money. They’ll do almost anything just to save a dollar or two. There is a huge difference in the terms cheap and frugal, but how can you tell which one you … [Read more...]

10 Free Household Budget Spreadsheets for 2018

A reader recently asked me if I knew of any good and free budgeting spreadsheets. Personally, I love Excel and get a kick out of building spreadsheets, but I know not everyone is as interested in that as I am. But whether you like to create spreadsheets or just like to use them, we have a lot of good options for you! Each one of the sheets below are free and are designed to be used with Excel, but … [Read more...]

21 Things I Always Get From the Dollar Tree

Over the course of my adulthood, I have slowly discovered the amazingness of the dollar store. An item that typically costs $4 or $5 at another retail establishment might only cost $1 at the dollar store. After a few of these purchases, the savings could really add up! So why not just put a list together of the things we should be purchasing from the dollar store?Before I dive into my list of 21 … [Read more...]

The DIY House Renovation is Complete! Check Out the Photos!

google_ad_client = "ca-pub-3879908623510580"; /* 300x250, created 11/10/10 */ google_ad_slot = "7037050704"; google_ad_width = 300; google_ad_height = 250;So believe it or not, but the DIY house renovation is complete! I’m actually not sure I believe it yet! The renovation started in August 2011, and now it is finally complete almost a year and a half later. After all of these renovations … [Read more...]