22 of the Best Credit Cards for 18 Year Olds in 2022

Whether you want to build credit, are seeking financial independence, or just like the convenience of paying with plastic, there are dozens of credit cards for 18-year-olds. If you’re just starting, take a look at our quick-start credit card guide for the basics. This article will show you: More than 20 of the best credit cards for 18-year-olds Tips on getting the most out of each card How to get … [Read more...]

10 Best Tips on How to Prepare For a Recession in 2023

Recession—just hearing the “R” word can trigger negative emotions. After all, a recession indicates an economic downturn, falling stock markets, unemployment, and more. As unpleasant as it may be, talking about recession is now more critical than ever. But why? The US has seen a negative gross domestic product (GDP) for two consecutive quarters in 2022. This consecutive decline in economic output … [Read more...]

Can I Retire At 40 With 1 Million Dollars? (Yes, But Read This First!)

If you’ve ever wondered, “Can I retire at 40 with 1 million dollars?” I’m here to spill the secret and say yes, you absolutely can. But, there are a few things you should know before jumping in. Here’s how you can retire earlier, with one million dollars, and still live well! Can you retire at 40 with a million dollars? If you’re reading this post, you’re … [Read more...]

How To Save Your Money On Goods And Services (Save Hundreds!)

Most people love the idea of saving money. But these days, it can seem easier said than done. While it may be more difficult, it’s not impossible! There are many ways to save your money, especially on goods and services. Here’s what you need to know. Related: How to Make Passive Income With a Checking Account What is the best way to save your money? The only real way to save money is … [Read more...]

How To Save Money On Business Travel (Save Thousands!)

Travel is a routine for entrepreneurs, investors, and other business and financial professionals. Whether going back and forth across the country or flying halfway around the world, the specific purpose of business travel varies. But all forms of business travel have one thing in common — they take a significant bite out of your expense budget. So how do you save money on business travel? … [Read more...]

When Am I Financially Ready To Buy A House? (You’ll Have THIS!)

Many people have wondered “When am I financially ready to buy a house?” throughout their lives. And with each generation comes another set of people who are looking to own their homes. But, when is it the appropriate time to buy, and how can you make sure that you can afford it? Here’s what you need to know. How do you know when you’re ready to buy a house? So, how do you know … [Read more...]

What Happens To Mortgage Rates In A Recession? (READ THIS!)

Changes in our economy are already happening. Between supply chain issues, wars, labor shortages, covid, and so much more, there seems to be concern about what’s going to happen to with the economy, and therefore, with all of us that are impacted by it! Along with that, many are wondering what happens to mortgage rates in a recession. And what happens if you’re trying to get one? … [Read more...]

How Long Does It Take To Get A 700 Credit Score From 0? (Hint: Less Than A Year!)

Are you new to the world of credit and trying to build your score? If so, you may have heard that a 700 score is usually the minimum score you need in order to have “good” credit. But how long does it take to get a 700 credit score from 0? You may be surprised to know that it doesn’t take long at all, and in fact, most people can reach a 700 credit score within a year! … [Read more...]

Where Should I Be Financially At 23? (Hint: Not As Far As You Think!)

As a young adult, it can be hard to gauge where you are financially and if you’re on the right track. If you’ve asked “Where should I be financially at 23?”, or any financial question in your early 20s, you aren’t alone. Based on our experience and research, here’s our take! How much money should the average 23-year-old have? You may be surprised to know that … [Read more...]

Personal Finance Trends For 2022 (You Need To Know These!)

Money has changed a lot in the past century. From bartering with beads and shells to melting down gold coins and pieces of paper to using a plastic card, so much has changed. Investing, saving, and spending all look much different than they did before. But what does this mean for 2022 and beyond? Here are some of the top personal finance trends for 2022. How do you understand personal finance? … [Read more...]

How to Start a Vacation Fund (The Ultimate Step-by- Step Guide!)

It can be hard to save for vacation when you have other expenses to worry about, but it’s not impossible. In fact, there are many different ways to get started. Saving for a vacation doesn’t have to be difficult or time-consuming — it just requires some organization and determination. Here’s how to start a vacation fund and save up for your dream vacation. How To Set Up A … [Read more...]

What Is The Interest On A Billion Dollars? (This Will BLOW Your Mind!)

We often hear about millionaires that are able to live off of interest and dividends during retirement. But what about a billion dollars? And what is the interest on a billion dollars? Is the amount really as obscene as it sounds?? (Spoiler alert…it is! ;)) Let’s talk about it and see what it would be like to have a billion dollars! Can you live off a billion dollars? The first … [Read more...]

Saving 1 Million Dollars In 10 Years (YES… It’s Possible!)

When you think about saving 1 million dollars in 10 years, do you think it’s possible? What if I told you it was? Let’s talk about the beauty of compound interest, a few years, and being diligent with your savings! It’s time to figure out how to save 1 million dollars in 10 years! How old is the average millionaire? Before we get too deep into tactics and theory, let’s talk … [Read more...]

How to Save Money For Your First Car (Things Every Teen Should Know!)

Saving up for your first car can be a very exciting time for a teenager. It can also be a daunting time, because cars can be very expensive, especially this year. Saving enough money to buy one can be hard, especially if you also have to balance school, friends, and other responsibilities. That’s why this entire article below is devoted to how to save money for your first car. How much money … [Read more...]

Living Room Renovating On A Budget (14 Ideas For 2022!)

Renovating on a budget can be a great activity to breathe some new life into a room. When you have a basic idea of what you want to do, it’s time for the fun part — preparing to pick out your furniture and accessories! But before you go shopping, there are a few things you need to keep in mind. This post is all about how to renovate your living room without spending too much money. ... Article by … [Read more...]

Top 6 Ways to Save Money on Car Insurance

Choosing the best car insurance can be a difficult decision. How do you know where the best rates are? How often should you change insurance companies, or should you stay put? When your car insurance needs to change, do your due diligence and go on the hunt for the best deal. Here are six ways to save money on car insurance. 1) Compare your plans Every couple of years, even annually in some cases, … [Read more...]

Index Funds With The Lowest Expense Ratio (And Why You Should Care!)

Index funds are complex, with many factors contributing to the overall performance. One of those factors is the cost levied for the management of the fund, also called the expense ratio. And, the lowest expense ratio index funds will result in fewer dollars leaving your pocket, which means it’s almost always a better deal for you! This post was written by our staff writer, Lindsey Smith. … [Read more...]

When Does It Make Sense to Refinance a Home?

Refinancing is a financial option that lets you get a new mortgage to pay off your existing one. The process is generally the same as getting a mortgage for a new house, but what exactly is refinancing used for? And when does it make sense to refinance a home? When Does It Make Sense to Refinance a Home? Of all the financial options that we have available to us, refinancing tends to make the least … [Read more...]

How to Watch American Pickers For FREE! (No Strings Attached!)

Earlier this year, YouTube TV skyrocketed to $65 a month. My wife and I said, “No More!” and we cancelled it. Since then, we’ve discovered so many streaming options for past shows and even live TV! But…we couldn’t ever seem to find American Pickers…and we truly missed it. That was our show! But you know what? We found it yesterday!! I randomly hopped … [Read more...]

What is Identity Theft Really? Things You Should Know…

You may be surprised to know that identity theft happened to 1,387,615 Americans in 2020 alone. And if that didn’t scare you, that number is only growing year to year. But what is identity theft really? And how does it really affect us in our day to day lives? Let’s talk about it. What Is Identity Theft? First, let’s talk about what identity theft is. Identity theft happens when … [Read more...]

Tax Hikes Are Coming This Year (And What You Should Do About Them…)

Now that the 2021 stimulus has passed, President Biden will no-doubt shift his focus toward tax reform. And that simply means that tax hikes are on the way! Will you be impacted? And if so, what should you do about it today? The Last Major Tax Reform The last major tax reform was the Tax Cuts and Jobs Act of 2017, pushed through by President Trump. This act simplified and reduced taxes for many … [Read more...]

That Time My Wife Was Right

“My wife is always right” — I’ve seen men sporting these T-shirts lately. They make me chuckle a bit, because obviously our wives can’t be right all the time (but don’t tell my wife I said that! Lol!). Sometimes, us guys are a bit too arrogant and it would do us good to open our ears once in a while. I know that’s been my experience…especially with … [Read more...]

AAA Benefits: Is the AAA Membership Worth It?

Have you ever broken down on the side of the road? Or maybe you got into a fender bender and needed a tow to your favorite mechanic. No matter what, it’s nice to be prepared for these types of situations, and that’s where companies like AAA come in. But are the AAA benefits and membership worth it? AAA Benefits: What’s Included In Your Membership? First, let’s talk about … [Read more...]